Claude

Go to Settings → Connectors → Add Connector. Enter the server URL above and complete the OAuth flow to authorize access.

Claude Desktop

Go to Settings → Integrations → Add Integration. Enter the server URL and authorize via OAuth. Pane will appear as a connected integration.

Claude Code

Run claude mcp add pane --transport http https://mcp.pane.money in your terminal. Claude Code will prompt you to authorize via OAuth on first use.

Other MCP clients

Any client that supports Streamable HTTP transport and OAuth 2.0 can connect. Use the server URL above and follow your client's MCP setup instructions. Alternatively, generate an API key from your dashboard and use it as a Bearer token.

get_accounts

List privacy-authorized linked financial accounts with balance metadata and optional type filtering.

get_balances

Return privacy-authorized stored account balances with optional type filtering.

get_transactions

Search transactions with date range, category, amount range, free-text search, and per-account filtering. Supports pagination up to 200 results per request.

get_net_worth

Calculate Net Worth from privacy-authorized stored Plaid balances in your display currency. Includes coverage and balance timestamps; partial or unavailable values are explicit. Hidden accounts and accounts excluded from Net Worth do not contribute.

write_annotation

Save a note on a transaction, account, or profile. Notes can appear in future responses after privacy checks. New merchant notes are not supported.

delete_annotation

Delete your own saved annotation by ID, including legacy merchant notes.

list_annotations

List saved transaction, account, and profile annotations, optionally filtered by scope and target. Merchant filters return an empty result; legacy merchant notes are not returned.

set_display_currency

Change the preference used to display balances and converted amounts. This mutating tool supports USD, EUR, GBP, CAD, AUD, JPY, CHF, SEK, NOK, DKK, and NZD.